1000 Practice Questions for OTL

Prepare for your Ontario Other Than Life (OTL) insurance licensing exam with practice questions designed to help you reinforce essential insurance concepts, test your knowledge, and identify areas that need further review. Working through an OTL practice exam gives you the opportunity to apply what you've learned, become more comfortable answering multiple-choice questions, and build confidence as you prepare for the actual exam. With downloadable practice materials, chapter quizzes, and mock exams covering key insurance topics, you can track your progress, recognize knowledge gaps, and focus your study time on the areas where you need the most improvement.


These OTL exam questions cover key subject areas from the PNC Learning OTL practice course, including Introduction to Insurance, Property Insurance, Legal Liability, Broker Regulations and Professionalism, and Automobile Insurance in Ontario and Canada. The course also includes review exams covering introductory insurance concepts, personal property insurance, liability insurance, and automobile insurance. Through chapter quizzes and practice exams, you can reinforce your understanding of insurance principles, review important policy concepts, and assess your knowledge across these subject areas. The questions are designed to supplement your studies and help you prepare for the licensing exam; they do not guarantee that the same questions will appear on the actual exam.

Sample Questions for OTL Exam

Multiple Choice Questions

  1. What is the most realistic way to deal with risk?..:
    1. Control
    2. Retention
    3. Transfer
    4. Avoidance
  2. Which document is used exclusively to add coverage to an insurance policy?
    1. Floater
    2. Endorsement
    3. Rider
    4. Separate policy

How to Prep For The OTL Exam

Get the most out of your practice questions by using them as part of your overall study routine—not just as a final review. Follow these simple steps to reinforce your knowledge, identify areas for improvement, and gauge your readiness for exam day.


  • Practice as You Study - Use the questions throughout your preparation to reinforce what you learn and identify topics that need more review.
  • Review Your Mistakes - After each practice set, review the questions you missed and return to your study material to understand why your answer was incorrect. Pay extra attention to topics you consistently struggle with.
  • Practice Under Time Pressure -As you get closer to exam day, complete full-length OTL practice exams under timed conditions to improve your pacing and get comfortable answering questions within the exam time limit.
  • Save a Fresh Exam for Last -Save at least one practice exam until the end of your preparation. Don't review those questions beforehand. Take it under realistic time pressure and treat it like the real exam to get a more accurate assessment of your readiness.

Lead Instructor

Jacques Wong

Jacques has worked in education since 2009 and has been in the insurance industry since 2013.  In 2015, he won an Insurance Brokers Association award for academic excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.

He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.

Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia and presenting at industry events.

Course curriculum

  • 1

    Introduction

    • [NEW] PNC Learning Mobile App

    • [NEW] How to Use the OTL AI Tutor

    • [NEW] OTL AI Tutor

  • 2

    Downloads

    • Other Than Life (OTL) Practice Questions 1

    • [NEW] Additional Practice Questions

  • 3

    Introduction to Insurance

  • 4

    Property Insurance

    • Chapter 5 Quiz

    • Chapter 6 Quiz

    • Chapter 7 Quiz

  • 5

    Midterm Review

    • Tutor Bot Survey

    • [NEW] Introduction to Insurance Exam (146 Questions)

    • [NEW] Personal Property Insurance Exam (166 Questions)

  • 6

    Legal Liability

    • Chapter 8 Quiz

    • Chapter 9 Quiz

  • 7

    Broker Regulations & Professionalism

    • Chapter 10 Quiz

  • 8

    Chapter 13: Auto Insurance in Ontario

    • Intro to Auto Insurance Quiz (5/20 Questions)

    • FSRA Quiz (5/15 Questions)

    • OAP 1 Quiz (5/15 Questions)

    • Endorsements Quiz (5/15 Questions)

    • The Facility Association Quiz (5/15 Questions)

    • OAP 2 Quiz (5/15 Questions)

    • OAP 4 Quiz (5/15 Questions)

    • SPF Quiz (5/15 Questions)

  • 9

    Chapter 14A: Auto Insurance in Canada

    • Chapter 12 Quiz

  • 10

    Final Review

    • [NEW] How to Use the OTL AI Tutor

    • [NEW] OTL AI Tutor

    • Tutor Bot Survey

    • [NEW] Liability Insurance Exam (130 Questions)

    • [NEW] Automobile Insurance Exam (57 Questions)

    • [NEW] Computer Generated Final Exam (100/692 Questions)

What Our Customers Say

5 star rating

Brilliant and in depth course

Ashwin Shankar

This course gave me in - depth knowledge about the industry and its workings. I would definitely reccommend it to anyone who wants to get licensed in the Oth...

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This course gave me in - depth knowledge about the industry and its workings. I would definitely reccommend it to anyone who wants to get licensed in the Other Than Life insurance in Ontario

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5 star rating

Other Than Life (OTL) Ontario Insurance Agents Course (In...

Kevin Jones

This has been a very useful resource to help understand what you getting into and has great approach to help learn for all kids of people. Everyone is differ...

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This has been a very useful resource to help understand what you getting into and has great approach to help learn for all kids of people. Everyone is different and this really does talk about that and helps you see what path works best for you.

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5 star rating

Contract Law and Insurance Contracts

Noah Maliko

it flowed very well and was easy to visualize and understand

it flowed very well and was easy to visualize and understand

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4 star rating

Good Course for Beginners

Parisa Moslehian

The course is clear, easy to follow, and helpful for understanding basic insurance concepts. It’s a good starting point for the OTL exam, but it would be bet...

Read More

The course is clear, easy to follow, and helpful for understanding basic insurance concepts. It’s a good starting point for the OTL exam, but it would be better with more challenging practice questions.

Read Less
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