1000 Practice Questions for RIBO 1

Build your confidence with a comprehensive collection of RIBO 1 exam questions designed to help you review the concepts covered in your RIBO Level 1 studies. Use the questions to reinforce what you've learned, identify areas that need additional review, and become more comfortable with multiple-choice questions before exam day. You can work through questions at your own pace, revisit challenging topics, and use practice exams to measure your progress as you prepare. These practice materials are intended to complement your RIBO 1 course and study materials—not replace them—so you can focus on understanding the concepts behind each question rather than simply memorizing answers.


The RIBO Level 1 exam questions are drawn from the major subject areas covered in the RIBO 1 course. This includes Introduction to Insurance, Property Insurance, Legal Liability, Accident & Sickness and Travel Insurance, Broker Regulations and Professionalism, the Ontario RIB Act, Regulations and By-laws, and Automobile Insurance in Ontario. The practice material also includes questions covering areas such as personal property insurance, liability insurance, Ontario automobile insurance, OAP forms, endorsements, FSRA, and the Facility Association. This broad coverage gives you an opportunity to review different parts of the RIBO 1 curriculum instead of concentrating on only one type of insurance.

Sample Questions for RIBO 1 Exam

Multiple Choice Questions

  1. In contract law, consideration is..:
    1. The law of insurance
    2. A promise between parties
    3. A contract’s binding force
    4. An exchange of something of value
  2. What elements must be present to constitute a legal contract?
    1. Parties to the contract, the contract itself, consideration
    2. Parties to the contract, a written document, consideration, and legal purpose
    3. Agreement, consideration, legality of object, legal capacity, genuine intention
    4. Competent parties, consideration, warranty, and legal purpose

How to Prep For The RIBO 1 Exam

Get the most out of your practice questions by using them as part of your overall study routine—not just as a final review. Follow these simple steps to reinforce your knowledge, identify areas for improvement, and gauge your readiness for exam day.


  • Practice as You Study - Use the questions throughout your preparation to reinforce what you learn and identify topics that need more review.
  • Review Your Mistakes - After each practice set, review the questions you missed and return to your study material to understand why your answer was incorrect. Pay extra attention to topics you consistently struggle with.
  • Practice Under Time Pressure - As you get closer to exam day, complete full-length RIBO 1 practice exams under timed conditions to improve your pacing and get comfortable answering questions within the exam time limit.
  • Save a Fresh Exam for Last - Save at least one practice exam until the end of your preparation. Don't review those questions beforehand. Take it under realistic time pressure and treat it like the real exam to get a more accurate assessment of your readiness.

Lead Instructor

Jacques Wong

Jacques has worked in education since 2009 and has been in the insurance industry since 2013.  In 2015, he won an Insurance Brokers Association award for academic excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.

He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.

Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia and presenting at industry events.

Course curriculum

  • 1

    Introduction

    • [NEW] PNC Learning Mobile App

    • [NEW] How to Use the RIBO 1 AI Tutor

    • [NEW] RIBO 1 AI Tutor
  • 2

    Downloads

    • RIBO 1 Practice Questions 1

    • [NEW] RIBO 1 Practice Exam 2
  • 3

    Introduction to Insurance

  • 4

    Property Insurance

    • Chapter 5 Quiz (15/46 Questions)

    • Chapter 6 Quiz (15/53 Questions)

    • Dwelling Insurance Quiz (15/41 Questions)

    • Chapter 7 Quiz (15/46 Questions)
  • 5

    Midterm Review

    • Tutor Bot Survey

    • [NEW] Introduction to Insurance Exam (133 Questions)

    • Personal Property Insurance Exam (168 Questions)
  • 6

    Legal Liability

    • Chapter 8 Quiz (15/45 Questions)

    • Chapter 9 Quiz (15/42 Questions)
  • 7

    Accident & Sickness / Travel Insurance

    • Chapter 10 Quiz (10/31 Questions)
  • 8

    Broker Regulations & Professionalism

    • Chapter 11 Quiz (10/26 Questions)
  • 9

    Ontario RIB Act, Regulations & By-laws

    • [NEW] RIB Act & Regulations Exam (30/90 Questions)
  • 10

    Chapter 13: Auto Insurance in Ontario

    • Intro to Auto Insurance Quiz (5/20 Questions)

    • FSRA Quiz (5/15 Questions)

    • OAP 1 Quiz (5/15 Questions)

    • Endorsements Quiz (5/15 Questions)

    • The Facility Association Quiz (5/15 Questions)

    • OAP 2 Quiz (5/15 Questions)

    • OAP 4 Quiz (5/15 Questions)

    • SPF Quiz (5/15 Questions)
  • 11

    Final Review

    • [NEW] How to Use the RIBO 1 AI Tutor

    • [NEW] RIBO 1 AI Tutor

    • Tutor Bot Survey

    • [NEW] Liability Insurance Exam (132 Questions)

    • [NEW] Automobile Insurance Exam (57 Questions)

    • [NEW] Sample RIBO Exam Questions

    • [NEW] Computer Generated Final Exam (100/981 Questions)

What Our Customers Say

5 star rating

Highly Recommended RIBO Course

Katerine Maria Carpio Martinez

Taking the RIBO course with PNC Learning was a great experience. The lessons were straightforward, the examples made complex concepts easier to understand, a...

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Taking the RIBO course with PNC Learning was a great experience. The lessons were straightforward, the examples made complex concepts easier to understand, and the practice questions helped me feel confident for the exam. I appreciated how flexible the platform was — perfect for balancing work, family, and studying. Highly recommend for anyone entering the insurance industry or upgrading their credentials.

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5 star rating

Amazing and easy to follow along

Tatia Cashman

I have taken many online courses for various industries and this one is by far the best so far!

I have taken many online courses for various industries and this one is by far the best so far!

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5 star rating

Haven't completed the whole course yet but this is ve...

David Ndukwe

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4 star rating

Fantastic - but additional resources helpful.

Sam Harwell

I just got my unofficial results last week and passed with an 80% on my first attempt. I would say the course gives a great high level overview, but would de...

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I just got my unofficial results last week and passed with an 80% on my first attempt. I would say the course gives a great high level overview, but would definetly reccomend using additional resources to maximize studying (practice q's, textbook notes, etc.). Overall, for the price, I was very happy with it.

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