PNC Learning's instructor-led online CAIB 4 Exam Prep Course prepares you for CAIB® 4 exam in Canada, your Level 3 license in BC, AB, SK, MB, NB, NS, PEI, NF and your RIBO** 3 (Unrestricted - Management) exam in ON



Struggling with the HUGE and expensive textbook? We teach complex concepts in a simple & jargon-free way

Don't study alone, get instant one-on-one help from a licensed instructor by phone or online using our built-in live-chat app

Didn't pass the first time? Come back and study for FREE until you do!

Did you know? says that an insurance broker at the managerial level can make upwards of $83,353/yr.  A Level 3 License allows you to manage or even run your own insurance brokerage.

Who needs this course?

This course helps you get licensed even if you have:

  • No experience
  • No time
  • English isn't your first language
  • You are "bad" at studying

Get your Level 3 License or CAIB* Designation quickly without having to struggle with the HUGE textbook or paying $1000 for immersion classes.

With some of the best student reviews in the industry and over 33,663 enrollments, our condensed CAI4 Exam Prep Course will give you everything you need to pass the exam in less than 3 weeks time saving you months of study time and stress.

"I took your courses and passed 3 exams in 4 weeks! I was listening to your lectures repeatedly on mobile and they were so easy to remember. You explain things very well and your notes really distilled all the info in so few pages. Thank you for making my certification process so short and easy."

- Rocky G CAIB (The Co-operators)

(Courses Taken: Fundamentals of Insurance & CAIB* 1, 2, 3 & 4)

"PNC Learning is a great learning tool. It is well organized and laid out and really expedites the time required to learn the material. Jack is very quick to respond to any questions. I was able to pass my first 3 CAIB* exams in a very short time. I would recommend PNCL to anyone"

- Clayton Canart, MB

(Courses Taken: CAIB* 1, 2, 3 & 4)


  • Downloadable PNC Learning CAIB 4 Exam Prep Course Textbook (56 pages long): this easy-to-use set of notes has exactly what you need to pass the CAIB* 4 exam with ZERO jargon (a $100 value)
  • Downloadable Supplements for RIBO 3 - Unrestricted Management
  • Downloadable Supplement for Alberta Level 3
  • Long Answer Practice Exam: pass the exam with confidence, 17 pages of long answer questions and answers similar to what you would see on the real exam
  • Online Lectures: multi-media lectures with detailed examples and explanations to help you understand difficult concepts
  • Glossary of Key Terms: get the key terms and definitions explained in a simple way
  • Study Anywhere 24/7: on-the-go on computer, phone, tablet or print things out
  • Instant Access: get instant access to all of the study material online
  • Study & Exam Tips: save time by studying efficiently and learn the tips you need to pass the exam on the first try
  • Hundreds of Practice Questions, Chapter Quizzes & Mock Exams: test yourself, get instant feedback on your progress and face the exam with confidence
  • Personal Course Tutor: don't study alone, get instant one-on-one help from a licensed instructor by phone or online using our built-in live-chat app
  • 8 Months Access: it should only take less than 3 weeks but we give you 8 months 
  • [NEW] Mobile App Experience: make studying even more convenient on-the-go with our new mobile app

  • Guaranteed Pass: didn't pass the first time?  Come back and study for free until you do
  • Career Advice & Ongoing Mentorship
  • Eligible for Canada Training Credit (50% reimbursement) or Tuition Tax Credit (if applicable)
  • Free Updates: you get the latest updates as they're released (applied automatically)

Join 33,663+ Students & Upgrade Your Career Today - Sign up for a FREE TRIAL and save $10 off any course or bundle! (check your email after signing up, no credit card required)



"The CAIB* 3 exam went well, your resources were very helpful. There wasn't really any question I couldn't answer. I honestly found studying for the CAIB* 3 with your voice commentary and then your notes very helpful. The exams helped to prepare for how they word the exam questions, which was super helpful as well. The long exam that you gave me basically had questions written in exam style so it proved to be a great study tool."

- Jackie C, Ontario

(Course Taken: CAIB* 3 & 4)

"WOW! The CAIB* 4 course was so easy to follow and understand. Jacques explained the concepts in a way that I could understand and retain! I found my mind wandering and even dozing off while studying other methods/materials, but Jacques method helped me to understand what I was learning, which kept me interested! The acronyms he gives to help remember key points really helped me in my long answer questions on the exam. I was able to remember and use those acronyms, and feel CONFIDENT in my answers! "

- Olivia S (HUB International), British Columbia

PS. Need to pass the CAIB* 1 exam as well to get your CAIB* designation?  Bundle up and save $100 with the CAIB* Upgrade Bundle.

All prices listed already include tax.   If you're a brokerage owner/manager, contact us for wholesale pricing.

Unsure which course is right for you?  Click here to see more or contact us for help.

Lead Instructor

Jacques Wong

Jacques has worked in education since 2009 and has been in the insurance industry since 2013.  In 2015, he won an Insurance Brokers Association award for academic excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.

He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.

Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia and presenting at industry events.

Course curriculum

  • 1


  • 2


    • CAIB 4 Exam Prep Course Notes

    • Practice Questions

    • [NEW] Exam Review (Long Answer Questions & Study Sheet)

    • Additional Practice Questions

    • Textbook/Printed Notes Discount Code

    • Textbook/Printed Materials Order Form

  • 3


    • Chapter 1 - Making Plans

    • Chapter 1 Quiz

    • Chapter 2 - Organizing Your Brokerage

    • Chapter 2 Quiz

    • Chapter 3 - Human Resources

    • Chapter 3 Quiz

    • Chapter 4 - Leadership

    • Chapter 4 Quiz

  • 4

    Midterm Review

    • Midterm Check-up

    • [NEW] Computer Generated Midterm Exam (10/30 Questions)

  • 5

    Sales & Marketing

    • Chapter 5 - Sales & Marketing

    • Chapter 5 Quiz

    • Chapter 6 - Insurer Relationships

    • Chapter 6 Quiz

    • Chapter 7 - Client Relationships

    • Chapter 7 Quiz

    • Service-Profit Chain Diagram

  • 6


    • Chapter 8 - Financial Management

    • Chapter 8 Quiz

    • Chapter 9 - Technology

    • Chapter 9 Quiz

    • Chapter 10 - Monitoring & Oversight

    • Chapter 10 Quiz

  • 7

    Supplementary Materials (for RIBO 3 Unrestricted - Management students only)

    • RIB Act, By-Laws & Regulations Notes

    • Registered Insurance Brokers of Ontario Act

    • Ontario Regulations 989, 990, 991

    • Ontario By-Laws 1, 2, 20, 21, etc.

    • Additional Resources - PB Handbook, Form 1 & Marketing Guidelines (Ontario Management exam only)

    • [NEW] RIB Act & Regulations Exam (60 Questions)

  • 8

    Supplementary Material (for Alberta Level 3 students only)

    • Alberta Level 3 Supplement

  • 9

    Final Review

    • Final Check-up

    • [NEW] Computer Generated Final Exam (20/70 Questions)

  • 10

    [NEW] Lectures (Audio-only Version)

    • NOTICE

    • Chapter 1 Audio Lecture

    • Chapter 2 Audio Lecture

    • Chapter 3 Audio Lecture

    • Chapter 4 Audio Lecture

    • Chapter 5 Audio Lecture

    • Chapter 6 Audio Lecture

    • Chapter 7 Audio Lecture

    • Chapter 8 Audio Lecture

    • Chapter 9 Audio Lecture

    • Chapter 10 Audio Lecture

    • RIBO Act Audio Lecture

    • Ontario Regulations Audio Lecture

    • Ontario By-laws Audio Lecture

  • 11


    • Ending Remarks

  • $549.00

    $549.00Complete CAIB Exam Prep Course Bundle (Level 1, 2 & 3)

    Buy Now
  • $349.00

    $349.00CAIB® Designation Upgrade Bundle

    Buy Now