GET LICENSED IN WEEKS

PNC Learning's instructor-led online course prepares you for the Canadian Accredited Insurance Broker (CAIB) 1 or Fundamentals of Insurance exams in Canada, helping you earn your Level 1 license in BC, SK, MB, NB, NS, PEI, and NF.

Looking for a different CAIB course? View CAIB 2CAIB 3CAIB 4 


THE PNC LEARNING DIFFERENCE

simple language iconSIMPLE LANGUAGE
Struggling with the huge and expensive textbook? We simplify complex making it easy for you to become an accredited insurance broker and earn your CAIB designation.
dedicated course tutoring iconDEDICATED COURSE TUTOR
Stuck on a concept? Don’t waste hours searching for the answers. Get help from a licensed instructor by phone or live chat and fast-track your way to the successful completion of your exams.
guaranteed pass iconGUARANTEED PASS
PNC offers the longest enrolment period and fastest path to success in the industry. In as little as four weeks, you can become a licensed insurance broker ready to sell both personal lines and commercial insurance.
Who needs PNC Learning's Fundamentals of Insurance / CAIB 1 Online Exam Prep Course?

Whether you’re looking to sell auto, home, or business insurance in BC, SK, MB, NB, NS, PEI, NF, this course is perfect for you. It’s designed for anyone who wants to break into the industry and start your career with a strong foundation in property and casualty insurance. Passing the CAIB exams is your first step toward earning the CAIB designation.


Responsive Layout

This course helps you get licensed even if you have:

  • No experience
  • No time
  • English isn't your first language
  • Struggle with studying


Why insurance?

The insurance industry, particularly in property and casualty insurance, offers a stable and high-paying career. As an insurance broker, you’re helping protect people from financial ruin. It's a recession-proof industry, with salaries averaging over $104,000 a year in Canada. 

To enter this field, the successful completion of the Fundamentals of Insurance or CAIB courses are essential.


With some of the best student feedback in the industry and over 91,473 enrollments, our Level 1 Licensing Package helps new brokers pass the Fundamentals of Insurance exam & experienced brokers pass the CAIB* 1 exam.   

Earn your license and start your insurance career in under 3 weeks saving you months of study time and stress.

Customer Reviews  
⭐⭐⭐⭐⭐
PNC Learning is a Great Learning Tool!
"PNC Learning is a great learning tool. It is well organized and laid out and really expedites the time required to learn the material. Jack is very quick to respond to any questions. I was able to pass my first 3 CAIB* exams in a very short time. I would recommend PNCL to anyone."
Clayton Canart, Manitoba
(Courses Taken: CAIB* 1, 2, 3 & 4)

⭐⭐⭐⭐⭐
Best Online Course for Fundamentals!
"This is the best online course for Fundamentals. It is well laid out and easy to follow. I found it much better than the textbook. The audio/visual format caters to all learning styles and the mock exams were great. I felt supported all the way. Very impressive... Well worth the price."
Cheryl D (The Cooperators)
(Courses Taken: Fundamentals of Insurance Course)





HOW IT WORKS & 
WHAT'S INCLUDED 

computer monitor screen iconLEARN
  • Downloadable PNC Learning Fundamentals of Insurance / CAIB 1 Exam Prep Textbook: this easy-to-use, 32-page condensed note package gives you exactly what you need to pass the CAIB exams, with clear explanations and ZERO jargon. It covers all the key concepts in personal lines, commercial insurance, and personal liability insurance.
  • Online Lectures: Our multi-media lectures include detailed examples to help you understand even the most challenging insurance concepts.
  • Glossary of Key Terms: get the key terms and definitions explained in a simple way
  • Study Anywhere 24/7: Access materials on your computer, phone, or tablet whenever and wherever you want.
  • Instant Access: get instant access to all of the study material online
  • [NEW] Subtitles/CC: expanding accessibility for all types of learners
review and think icon
REVIEW
  • Study Tips: get study tips, practice questions, and mock exams, ensuring you're fully prepared for the exam. 
  • ~1000 Practice Questions, Chapter Quizzes & Mock Exams: that will help you succeed on the first try.
  • Personal Course Tutor: don't study alone, get one-on-one help from a licensed instructor by phone or online using our built-in live-chat app
  • 24/7 Customer Support 
  • 8 Months Access: it should take less than 3 weeks but we give you 8 months 
  • [NEW] Mobile App Experience: make studying even more convenient on-the-go with our new mobile app
guaranteed pass iconGUARANTEED PASS
  • Guaranteed Pass: didn't pass the first time?  Come back and study for free until you do
  • Career Advice & Ongoing Mentorship: find a job fast through our employment partners
  • Eligible for Canada Training Credit (50% reimbursement) or Tuition Tax Credit (if applicable)
  • Free Updates: you get the latest updates as they're released (applied automatically)




RESULTS

33,663+
STUDENTS
91,473+
ENROLLMENTS
4.8
STARS


Testimonials  
Rating
Got 90% in CAIB 2 because of Jack's course.
"Got 90% in CAIB 2 because of Jack's course. His material was great because he cuts out useless information & highlights key concepts. I had all the info I needed. He is also easily available to answer questions by text or phone. If you put in the effort, he will support your success."
Julian B
(Course Taken : CAIB 2 & 3)

Rating
After doing the online course and all the practice questions, I knew I would pass.
"Jacques' knowledge of insurance and his way of teaching was the reason I was so confident going into the exam. After doing the online course and all the practice questions, I knew I would pass."
Luiz D (Alteri Insurance)
(Courses Taken: Fundamentals of Insurance)

Rating
I just passed my Fundamentals exam thanks to the program.
"I just passed my Fundamentals exam thanks to the program. Literally went through it once and did 2 practice exams. Studies for about only 12 hours with your program!"
Rajan H
(Courses Taken: Fundamentals, CAIB 2 & 3)

Rating
Your notes were articulate, to the point and helped immensely to clear the first CAIB exam
"Your notes were articulate, to the point and helped immensely to clear the first CAIB exam. One day of focused and dedicated study was enough. Jack - even on a Sunday was online to help out!! So happy to have a mentor like him."
Sanjay G, Surrey BC
(Courses Taken: CAIB 1, 2 & 3)




CONTINUING EDUCATION


PNC Learning is not just about passing exams; it's about long-term success. After earning you insurance license, we also have courses that count toward your continuing education credits.

Join 33,663+ Students, Start Your New Career Today - Sign up for a FREE TRIAL and save $10 off any course or bundle! (check your email after signing up, no credit card required)

 

PS. Need to get a Level 2 License as well?  Bundle up and save $200 with the Level 1 & 2 Bundle.

All prices listed already include tax.   If you're a brokerage owner/manager, contact us for wholesale pricing.

For Ontario residents, see our  RIBO 1 course.  

For Alberta residents, see our  Alberta General Level 1 course.  

For Saskatchewan residents, see our  Saskatchewan Level 1 course . 

 

Unsure which course is right for you?  Click here to see more or contact us for help.

More Student Reviews

5 star rating

great

Basir Chand

5 star rating

Liability Insurance

Zoran Kuljic

An excellent course, short, precised and easy to remember

An excellent course, short, precised and easy to remember

Read Less
5 star rating

Awesome Course!

Lisa Ziebarth

I am enjoying the course very much - great quality material and videos!

I am enjoying the course very much - great quality material and videos!

Read Less
5 star rating

Fundamentals of insurance level one BC

Apple User

Amazing course! I took the fundamentals of insurance level one and passed within 4 weeks! Super great communication. Looking forward to the next course I tak...

Read More

Amazing course! I took the fundamentals of insurance level one and passed within 4 weeks! Super great communication. Looking forward to the next course I take with PNC learning

Read Less
5 star rating

Course rating

Oyetunji Oshiyoye

Excellent

Excellent

Read Less
5 star rating

great

Shekiba Amiri

great

Lead Instructor

Jacques Wong

Jacques has worked in education since 2009 and has been in the insurance industry since 2013.  In 2015, he won an Insurance Brokers Association award for academic excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.

He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.

Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia and presenting at industry events.

Course curriculum

  • 1

    Introduction

  • 2

    Downloads

    • Fundamentals of Insurance / CAIB 1 Exam Prep Course Notes

    • Fundamentals of Insurance / CAIB 1 Exam Prep Course Notes 2 (Broker Regulations)

    • Automobile Insurance in Canada Notes

    • Fundamentals of Insurance / CAIB 1 Exam Prep Course Practice Exam 1

    • Fundamentals of Insurance / CAIB 1 Exam Prep Course Practice Exam 2

    • Additional Practice Questions

    • Glossary of Key Action Words

    • Glossary of Key Terms

    • Key Policies Overview

    • Textbook/Printed Notes Discount Code

    • Textbook/Printed Materials Order Form

    • Translated Notes (中文 / Chinese Version)

  • 3

    Introduction to Insurance

    • [NEW] Chapter 1 - Introduction to Insurance

    • Chapter 1 Quiz

    • [NEW] Chapter 2 - Government & Insurance Industry Regulations

    • Chapter 2 Quiz

    • [NEW] Chapter 3 - Contract Law & Insurance Contracts

    • Chapter 3 Quiz

    • [NEW] Chapter 4 - Insurance Process & Participants

    • Chapter 4 Quiz

  • 4

    Property Insurance

    • [NEW] Chapter 5 - Characteristics of Property Insurance Policies

    • Chapter 5 Quiz

    • [NEW] Chapter 6 - Personal Property Insurance (Habitational Forms)

    • Chapter 6 Quiz

    • Chapter 6A - Personal Property Endorsements Supplement Notes

    • [NEW] Chapter 6A - Personal Property Endorsements Supplement Lecture

    • Optional Assignment - Make Tables

    • [NEW] Chapter 7 - Commercial Property Insurance

    • Chapter 7 Quiz

    • Coinsurance Explainer

  • 5

    Midterm Review

    • Midterm Check-up

    • [NEW] Introduction to Insurance Exam (50 Questions)

    • [NEW] Personal Property Insurance Exam (50 Questions)

  • 6

    Liability Insurance

    • [NEW] Chapter 8 - Basics of Legal Liability

    • Chapter 8 Quiz Part 1

    • Chapter 8 Quiz Part 2

    • [NEW] Chapter 9 - Liability Insurance Policies

    • Chapter 9 Quiz

  • 7

    Farm Insurance

    • Chapter 10 - Farm Insurance Notes

    • [NEW] Chapter 10 - Farm Insurance

    • Chapter 10 Quiz

  • 8

    Accident & Sickness / Travel Insurance

    • [NEW] - Accident & Sickness / Travel Insurance

    • Chapter 11 Quiz

    • Chapter 11A - Travel Insurance Supplement Notes

    • [NEW] - Travel Insurance Supplement Lecture

    • Chapter 11A Quiz

  • 9

    Broker Regulations & Professionalism

    • [NEW] Chapter 12 - Regulations & Professionalism

    • Chapter 12 Quiz

    • Chapter 12A - Regulation/Professionalism Supplement Notes

    • [NEW] Chapter 12A - Regulations/Professionalism Supplement Lecture

  • 10

    Automobile Insurance in BC

    • Automobile Insurance in BC Notes

    • [NEW] Chapter 13 - Automobile Insurance in BC

    • Unlisted Driver Surcharge Explainer

    • Chapter 13 Quiz

    • [NEW] 2024 Autoplan Insurance Exam (25/75 Questions)

  • 11

    Auto Insurance in Canada

    • [NEW] Chapter 13A - Basics of Automobile Insurance

    • [NEW] Chapter 13A - Statutory Conditions & Endorsements

    • [NEW] Chapter 13A - Automobile Insurance Policies

    • Chapter 13A - Automobile Insurance (Provincial Variations: BC, AB, ON, MB, NB, NS, PE, NL, YT, NT, NU)

    • Chapter 13A Quiz

  • 12

    Final Review

    • Final Check-up

    • [NEW] Liability Insurance Exam (60 Questions)

    • [NEW] Automobile Insurance Exam (57 Questions)

    • [NEW] Computer Generated Final Exam (100/315 Questions)

  • 13

    [NEW] Lectures (Audio-only Version)

    • NOTICE

    • Chapter 1 Audio Lectures

    • Chapter 2 Audio Lectures

    • Chapter 3 Audio Lectures

    • Chapter 4 Audio Lectures

    • Chapter 5 Audio Lectures

    • Chapter 6 Audio Lectures

    • Chapter 6A Audio Lectures

    • Chapter 7 Audio Lectures

    • Chapter 8 Audio Lectures

    • Chapter 9 Audio Lectures

    • Chapter 10 Audio Lectures

    • Chapter 11 Audio Lectures

    • Chapter 11A Audio Lectures

    • Chapter 12 Audio Lectures

    • Chapter 12A Audio Lectures

    • Chapter 13 Audio Lectures

    • Chapter 13A - Basics of Automobile Insurance Audio Lectures

    • Chapter 13A - Statutory Conditions & Endorsements Audio Lectures

    • Chapter 13A - Automobile Insurance Policies Audio Lectures

  • 14

    Conclusion

    • Ending Remarks

    • Employment Assistance & Software Training

    • Video Lecture Feedback

  • $549.00

    $549.00Complete CAIB Exam Prep Course Bundle (Level 1, 2 & 3)

    Buy Now
  • $349.00

    $349.00CAIB® Designation Upgrade Bundle

    Buy Now
  • $449.00

    $449.00Level 1 & 2 Course Bundle

    Buy Now

Start Your Insurance Career Today

Get licensed in weeks with our Fundamentals of Insurance course with study guides, quizzes, and personalized support.

FAQ

  • What does CAIB mean?

    CAIB means Canadian Accredited Insurance Brokers. It is a program designed by insurance brokers for insurance brokers to equip them with the skills and knowledge to be a successful broker. The CAIB Designation is earned by completing all 4 CAIB courses and shows clients and employers you are an expert in the field.

  • What is the difference between CAIB and CIP?

    The main difference between CAIB and CIP is that CAIB is for insurance brokers and CIP is more for underwriters. The CIP designation is also more difficult to get requiring 10 courses vs 4 with CAIB. If you have a CAIB Designation and want to pursue CIP, you can get credits for 3 courses requiring only 7 to get your CIP.

  • How hard is the CAIB 1 exam?

    The CAIB 1 exam is more difficult than Fundamentals of Insurance (FOI) as the bulk of the exam are short answer questions. Therefore, the CAIB 1 exam is only recommending for experienced brokers. New entrants should consider the FOI exam instead.

  • What is the CAIB exam?

    The CAIB exam consists of 12 key terms, 10 multiple choice questions and 26 short answer questions. The exception is the CAIB 4 exam which consists of all essay-style questions. You need a 60% to pass each CAIB exam.

  • Is the Fundamentals of insurance exam hard?

    The Fundamentals of Insurance exam is very achievable by anyone even if English is not your first language or if you don't have an advanced degree. With the right learning materials and support, everyone can score the required 70% on the FOI exam within a few weeks of part-time study.