SIMPLE LANGUAGE Struggling with the HUGE and expensive textbook? We teach complex concepts in a simple & jargon-free way
DEDICATED COURSE TUTOR Don't study alone, get instant one-on-one help from a licensed instructor by phone or online using our built-in live-chat app
GUARANTEED PASS Didn't pass the first time? Come back and study for FREE until you do!
Who Needs PNC Learning's
RIBO 1 Online Course?
This course helps you get your RIBO license in Ontario, even if you have:
No experience
No time
English isn't your first language
You are "bad" at studying
Why insurance?
Whether you want to sell home, auto, or business insurance, this is a great industry to make a career in – you’re helping protect people from financial ruin. It’s recession-proof, and relatively high-paying.
Salaryexpert.com says that the average insurance brokers in Ontario earn a salary of $83,735/year.
But the first step is to pass the RIBO Level 1 exam.
With some of the best student reviews in the industry and over 91,473 enrollments, our RIBO license course gives you what you need to pass the RIBO 1 exam. Earn your license and start your career as an Ontario insurance broker in less than three weeks, saving you months of study time and stress.
Earn your license and start your insurance career in less than 3 weeks saving you months of study time and stress.
Customer Reviews
⭐⭐⭐⭐⭐
Unmatched Quality for RIBO 1!
"The quality of this learning course is unmatched. This course provides everything you need to pass the RIBO test and more. If it wasn't for this course I would not have got the e-mail today saying I am now a verified RIBO member. Not only is this course very user-friendly and easy to use, my mentor, Jack, answered all my questions I had with almost immediate responses even at ridiculous hours. I would highly recommend this course to anyone who is looking to get into the insurance broker industry."
"The course is set up well and easy to follow and understand. And I'm grateful that you're always available for help if needed. There weren't any surprises, your course covered everything I would have needed to know. You were such a great help over the course and I have you to thank for passing."
Derek L (Course Taken: RIBO 1 Course)
How It Works &
What's Included
LEARN
Downloadable RIBO 1 Textbook (updated to 2025 version): This easy-to-use 125pg note package gives you exactly what you need to know to pass your exam with ZERO jargon (a $100 value).
Downloadable RIB Act / By-Laws / Regulations Textbook (condensed): This note package gives you what you need to know without any of the 'legalese.'
Online Lectures: Multi-media lectures with detailed examples and explanations to help you understand difficult concepts.
Glossary of Key Terms: Get the key terms and definitions explained in a simple way.
Study Anywhere 24/7: On-the-go on computer, phone, tablet, or print things out.
Instant Access: Get instant access to all study materials online.
[NEW] Subtitles/CC: Expanding accessibility for all types of learners.
REVIEW
Study & Exam Tips:Save time by studying efficiently and learn the tips you need to pass the RIBO license exam on the first try.
~1000 Practice Questions, Chapter Quizzes & Mock Exams: test yourself, get instant feedback on your progress and face the exam with confidence
Personal Course Tutor: don't study alone, get instant one-on-one help from a licensed instructor by phone or online using our built-in live-chat app
24/7 Customer Support
8 Months Access: it should only take less than 3 weeks but we give you 8 months
[NEW] Mobile App Experience: make studying even more convenient on-the-go with our new mobile app
GUARANTEED PASS
Guaranteed Pass:Didn’t pass the first time? Come back and study for free until you do.didn't pass the first time? Come back and study for free until you do
Career Advice & Ongoing Mentorship: : Find a job fast through our employment partners and start providing insurance services as a licensed insurance broker.
Eligible for Canada Training Credit (50% reimbursement) or Tuition Tax Credit (if applicable)
Join 33,663+ Students, Start Your New Career Today - Sign up for a FREE TRIAL and save $10 off any course or bundle! (check your email after signing up, no credit card required)
"I took your courses and passed 3 exams in 4 weeks! I was listening to your lectures repeatedly on mobile and they were so easy to remember. You explain things very well and your notes really distilled all the info in so few pages. Thank you for making my certification process so short and easy."
Rocky G (The Co-operators) (Courses Taken: Fundamentals of Insurance, CAIB 1, CAIB 2, CAIB 3, & CAIB 4 Courses)
⭐⭐⭐⭐⭐
Scored 86% on the exam.
"Hi Jack, I just got the result: 86%. Thank you so much Jack! You helped a lot. Much appreciated."
"I really love what you've done with the course. It really makes it easy for anyone, not just me, to study and learn the material. I plan to build out a network of producers and they will all be reimbursed for your course as long as they pass."
Jay A, Ontario (Course Taken: RIBO 1 Course)
⭐⭐⭐⭐⭐
Scored 85% thanks to PNC Learning.
"The course is designed well for me to go through as it's online and I can listen to your presentation rather than studying the book which makes me feel sleepy :). My exam went well today, the PNC online course was very much helpful. I could even write case study for 10 marks correct. [UPDATE: I got my exam results today. I got 85%, thank you again on your help.]"
Harika M, Ontario (Course Taken: RIBO 1 Course)
Continuing Education
PS. Need your RIBO 2 Unrestricted Technical license as well? Bundle up and save $200 with the RIBO 1 & 2 Licensing Bundle. All prices listed already include tax.
If you're a principal broker or manager looking for training for your staff, contact us for wholesale pricing.
Jacques has worked in education since 2009 and has been in the insurance industry since 2013. In 2015, he won an Insurance Brokers Association award for academic excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.
He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.
Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia and presenting at industry events.
Registered Insurance Brokers of Ontario (RIBO) 1 is the entry-level RIBO license. This is the first license you get if you want to become an insurance broker in Ontario.
How hard is the RIBO exam?
The exam is all multiple choice and designed to be manageable by anyone. You certainly don't need a college/university education to pass it! The key will be in how you prepare. PNC Learning's RIBO 1 course teaches you everything you need to know to pass the exam in plain language, we provide you extensive tutor support and offer a pass guarantee to ensure we are with you every step of the way.
How much does it cost to get your RIBO license in Ontario?
There are 3 fees involved in getting your RIBO license: Course Fees, Exam Fees, and Application Fees.
Course Fees: $249 with PNC Learning's RIBO 1 course
Exam Fees: $300
RIBO License Application Fees: $220
What is the difference between level 1 and level 2 RIBO?
The main difference between the 2 is the level of supervision you are subject to. As a Level 1 broker, you must work from the office (WFH has changed that) or otherwise be supervised heavily. A Level 2 broker is able to work more independently meeting clients in their home, office, etc. to transact insurance business. A Level 2 broker is also able to work as an independent producer owning and building their own book of business they can later sell (usually for 2-2.5x commission revenue.
What is the difference between RIBO license and LLQP license?
The RIBO license is what you get in Ontario if you want to become a general insurance broker. Whereas the LLQP license is what you get if you want to become a life/health insurance broker.
A general insurance broker can deal with things like home, business, vehicle, travel insurance, etc.
A life/health insurance broker deals with insurance products like life insurance, health insurance, group benefits, segregated funds, etc.
What is the difference between OTL and RIBO license?
The RIBO license is for students that want to become insurance brokers. Insurance brokers are more independent and represent various insurance companies offering their clients the best choice from a wide variety of products and insurers.
The OTL license is for students that want to become insurance agents. Insurance agents represent 1 insurance company and offer products from 1 insurer.
If you are not sure what to get, a RIBO license typically opens up more career opportunities and you can easily convert to an OTL license with just some paperwork. If you have an OTL license, you need to write an RIBO Equivalency exam
to become a RIBO broker. Unless you have a specific job opening in mind that requires an OTL license, I recommend getting a RIBO license.
How to get a RIBO license?
To get a RIBO license, you need to take a RIBO 1 exam prep course, pass the RIBO 1 exam and then apply for a license with RIBO.
How much is a RIBO license?
The cost of a RIBO license includes 3 steps.
1) The first is study materials the PNC Learning RIBO 1 course is $249.
2) From there, the exam fee is $300, paid to your exam administrator.
3) The licensing fee paid to RIBO is $220.
What does RIBO mean?
RIBO stands for Registered Insurance Brokers of Ontario. They are the self-governing regulatory body for general insurance brokers in Ontario.
How long does it take to prepare for the RIBO Level 1 exam?
Everyone is different, but with the PNC Learning RIBO 1 exam prep course, it takes about 60-80 hours of total study time or about 3-4 weeks if you study part-time.
However, you have access to the program for 8 months, so there is plenty of time. If you need support at any time during your studies, you can leverage our AI tutor (for select courses) or reach out to our human tutor team for assistance. Whatever your goals are, we are here to help you succeed.
What is the scope of practice with a RIBO license?
A RIBO license lets you represent multiple insurers and sell general insurance in Ontario. This means you can sell home, auto, tenant, business insurance, and travel insurance.
Basically everything except specialized life and health insurance products.
Is the RIBO Level 1 license mandatory for all insurance brokers in Ontario?
Yes. If you want to be an insurance broker in Ontario, you need to hold a RIBO 1 license to start. From there, you can upgrade to a RIBO 2 or even RIBO 3 license.
What is the difference between RIBO and other insurance licenses?
Within Ontario, RIBO is differentiated from other licenses like OTL because you can represent multiple insurers as a broker. Outside of Ontario, RIBO is the same as any other insurance broker/agent license. RIBO is different from LLQP in that RIBO allows the sale of general insurance, whereas LLQP is for specialized life and health insurance products.
Can I work part-time or freelance with a RIBO license?
Yes, you can. Many job formats are available for RIBO licensees, including part-time , work-from-home (WFH), or even independent contractor work where you earn commissions and build your own book of business.
Are there any work experience requirements for this license?
There is no work experience requirement to hold a RIBO 1 license. Anyone who passes the exam and meets the licensing criteria (ie. passing a background check) can get this license.
SIMPLE LANGUAGE
DEDICATED COURSE TUTOR
GUARANTEED PASS
LEARN
