PNC Learning's instructor-led online RIBO 1 course prepares you for the RIBO 1 exam in Ontario



Struggling with the HUGE and expensive textbook? We teach complex concepts in a simple & jargon-free way

Don't study alone, get instant one-on-one help from a licensed instructor by phone or online using our built-in live-chat app

Didn't pass the first time? Come back and study for FREE until you do!

Why insurance?

Whether you want to sell home, auto or business insurance, this is a great industry to make a career in - you're helping protect people from financial ruin, it's recession proof and its relatively high paying. says that most insurance brokers in Ontario earn a salary of $48,462/yr.

But the first step is to pass the RIBO Level 1 exam.

Who needs this RIBO 1 online course? 

This course helps you get licensed even if you have:

  • No experience
  • No time
  • English isn't your first language
  • You are "bad" at studying

With some of the best student reviews in the industry and over 38,000 enrollments, our RIBO 1 course gives you what you need to pass the RIBO 1 exam.

Earn your license and start your insurance career in less than 3 weeks saving you months of study time and stress.

"The quality of this learning course is unmatched. This course provides everything you need to pass the RIBO test and more. If it wasn't for this course I would not have got the e-mail today saying I am now a verified RIBO member. Not only is this course very user-friendly and easy to use, my mentor, Jack, answered all my questions I had with almost immediate responses even at ridiculous hours. I would highly recommend this course to anyone who is looking to get into the insurance broker industry."

- Aaron L (Billyard Insurance Group), Ontario

(Course Taken: RIBO 1 Course)

"The course is set up well and easy to follow and understand. And I'm grateful that you're always available for help if needed. There weren't any surprises, your course covered everything I would have needed to know. You were such a great help over the course and I have you to thank for passing."

- Derek L

(Course Taken: RIBO 1 Course)


  • Downloadable RIBO 1 Textbook (only 61 pages long): this easy-to-use note package gives you exactly what you need to know to pass your exam with ZERO jargon (a $100 value)
  • Downloadable RIB Act / By-Laws / Regulations Textbook (condensed): this note package gives you what you need to know without any of the 'legalese'
  • Online Lectures: multi-media lectures with detailed examples and explanations to help you understand difficult concepts
  • Glossary of Key Terms: get the key terms and definitions explained in a simple way
  • Study Anywhere 24/7: on-the-go on computer, phone, tablet or print things out
  • Instant Access: get instant access to all of the study material online
  • Study & Exam Tips: save time by studying efficiently and learn the tips you need to pass the exam on the first try
  • ~1000 Practice Questions, Chapter Quizzes & Mock Exams: test yourself, get instant feedback on your progress and face the exam with confidence
  • Personal Course Tutor: don't study alone, get instant one-on-one help from a licensed instructor by phone or online using our built-in live-chat app
  • 24/7 Customer Support
  • 8 Months Access: it should only take less than 3 weeks but we give you 8 months 

  • Guaranteed Pass: didn't pass the first time?  Come back and study for free until you do
  • Career Advice & Ongoing Mentorship: find a job fast through our employment partners
  • Eligible for Canada Training Credit (50% reimbursement) or Tuition Tax Credit (if applicable)

Join 16,000+ Students, Start Your New Career Today - Sign up for a FREE TRIAL and save $10 off any course or bundle! (check your email after signing up, no credit card required)



"I took your courses and passed 3 exams in 4 weeks! I was listening to your lectures repeatedly on mobile and they were so easy to remember. You explain things very well and your notes really distilled all the info in so few pages. Thank you for making my certification process so short and easy."

- Rocky G (The Co-operators)

(Courses Taken: Fundamentals of Insurance, CAIB 1, CAIB 2, CAIB 3, & CAIB 4 Courses)

"Hi Jack, I just got the result: 86%. Thank you so much Jack! You helped a lot. Much appreciated."

- Cathy J. Markham Ontario

(Courses Taken: RIBO 1 Course)

"I really love what you've done with the course. It really makes it easy for anyone, not just me, to study and learn the material. I plan to build out a network of producers and they will all be reimbursed for your course as long as they pass."

- Jay A, Ontario

(Courses Taken: RIBO 1 Course)

"The course is designed well for me to go through as it's online and I can listen to your presentation rather than studying the book which makes me feel sleepy :). My exam went well today, the PNC online course was very much helpful. I could even write case study for 10 marks correct. [UPDATE: I got my exam results today. I got 85%, thank you again on your help.]"

- Harika M, Ontario

(Courses Taken: RIBO 1 Course)

PS. Need your RIBO 2 Unrestricted Technical license as well?  Bundle up and save $200 with the RIBO 1 & 2 Licensing Bundle .

All prices listed already include tax.   If you're a brokerage owner/manager, contact us for wholesale pricing.

For Alberta residents, see our  Alberta Level 1 course. 

For Saskatchewan residents, see our  Saskatchewan Level 1 course . 

For residents of BC or other provinces, see our   Fundamentals of Insurance course.  

For OTL licensees or people who hold licenses in other provinces who need to take the   RIBO equivalency course.    

Unsure which course is right for you?  Click here to see more or contact us for help.

Lead Instructor

Jacques Wong

Jacques has worked in education since 2009 and has been in the insurance industry since 2013.  In 2015, he won an Insurance Brokers Association award for academic excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.

He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.

Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia.

我们可以用中文授课。联系我们。WeChat ID: jacqwongg

Course curriculum

  • 2


    • RIBO 1 Notes

    • RIBO 1 Notes (中文 / Chinese Version)

    • RIB Act, By-Laws & Regulations Notes

    • RIBO 1 Practice Exam 1

    • RIBO 1 Exam Case Study Questions

    • Additional Practice Questions

    • Glossary of Key Action Words

    • Glossary of Key Terms

    • Textbook/Printed Materials Order Form

  • 3

    Introduction to Insurance

    • [NEW] Chapter 1 - Introduction to Insurance

    • Chapter 1 Quiz

    • [TEST] Chapter 1 Lecture Feedback

    • [NEW] Chapter 2 - Government & Insurance Industry Regulations

    • Chapter 2 Quiz

    • Introduction to Insurance & Government Supplement

    • [NEW] Chapter 3 - Contract Law & Insurance Contracts

    • Chapter 3 Quiz

    • [NEW] Chapter 4 - Insurance Process & Participants

    • Chapter 4 Quiz

  • 4

    Property Insurance

    • [NEW] Chapter 5 - Characteristics of Property Insurance Policies

    • Chapter 5 Quiz

    • Chapter 6 - Personal Property Insurance (Habitational Forms)

    • Chapter 6 Quiz

    • Chapter 6A - Additional Personal Property Coverages & Endorsements

    • Chapter 7 - Commercial Property Insurance

    • Coinsurance Explainer

    • Chapter 7 Quiz

    • Chapter 7A - Additional Commercial Property Coverages & Endorsements

    • Bonds Explainer

  • 5

    Midterm Review

    • Midterm Check-up

    • [NEW] Introduction to Insurance Exam (50 Questions)

    • [NEW] Personal Property Insurance Exam (50 Questions)

    • Optional Assignment - Make Tables

  • 6

    Legal Liability

    • Chapter 8 - Basics of Legal Liability

    • Chapter 8 Quiz Part 1

    • Chapter 8 Quiz Part 2

    • Chapter 9 - Liability Insurance Policies

    • Chapter 9 Quiz

  • 7

    Accident & Sickness / Travel Insurance

    • Chapter 10 - Accident & Sickness / Travel Insurance

    • Chapter 10 Quiz

    • Travel Insurance Supplement

    • Ontario Travel Insurance Supplement

  • 8

    Broker Regulations & Professionalism

    • Chapter 11 - Regulations & Professionalism

    • Chapter 11 Quiz

    • Broker Professionalism Supplement

  • 9

    Ontario RIB Act, Regulations & By-laws

    • Key Points

    • Chapter 12 - Registered Insurance Brokers of Ontario Act

    • Chapter 12 - Ontario Regulations 989, 990, 991

    • Chapter 12 - Ontario By-Laws 1, 2, 20, 21, etc.

    • [NEW] RIB Act & Regulations Exam (60 Questions)

  • 10

    Chapter 13: Auto Insurance in Ontario

    • Introduction to Automobile Insurance

    • Financial Services Commission of Ontario (FSCO)

    • OAP 1 - Owner's Form

    • Endorsements

    • The Facility Association

    • OAP 2 - Driver's Policy

    • OAP 4 - Garage Automobile Policy

    • Standard Policy Forms (SPF)

    • Chapter 13 Quiz

    • OAP 1 Sample Policy Wordings

  • 11

    OPCF Highlights

    • OPCF Highlights

    • Feedback Survey

  • 12

    Final Review

    • Final Check-up

    • [NEW] Liability Insurance Exam (60 Questions)

    • [NEW] Automobile Insurance Exam (57 Questions)

    • [NEW] Computer Generated Final Exam (100/375 Questions)

  • 13


    • Ending Remarks

    • Employment Partners, Employment Assistance & Software Training

  • 14

    [NEW] Lectures (Audio-only Version)

    • NOTICE

    • Chapter 1 Audio Lecture

    • Chapter 2 Audio Lecture

    • Chapter 3 Audio Lecture

    • Chapter 4 Audio Lecture

    • Chapter 5 Audio Lecture

    • Chapter 6 Audio Lecture

    • Chapter 6A Audio Lecture

    • Chapter 7 Audio Lecture

    • Chapter 7A Audio Lecture

    • Chapter 8 Audio Lecture

    • Chapter 9 Audio Lecture

    • Chapter 10 Audio Lecture

    • Chapter 11 Audio Lecture

    • Chapter 12 RIBO Act Audio Lecture

    • Chapter 12 Ontario Regulations Audio Lecture

    • Chapter 12 Ontario By-laws Audio Lecture

    • Chapter 13 Introduction to Automobile Insurance Audio Lecture

    • Chapter 13 FSCO Audio Lecture

    • Chapter 13 OAP 1 Audio Lecture

    • Chapter 13 Endorsements Audio Lecture

    • Chapter 13 FA Audio Lecture

    • Chapter 13 OAP2 Audio Lecture

    • Chapter 13 OAP4 Audio Lecture

    • Chapter 13 SPF Audio Lecture

  • $449.00

    $449.00RIBO 1 & 2 (Unrestricted - Technical) Course Bundle

    Buy Now