Join over 33,663+ Students, Sign up for a FREE TRIAL and save $10 off any course or bundle! (check your email after signing up, no credit card required)
Where Our Graduates Work
Who This Course Is For
This course is especially helpful if:
You're new to the insurance industry
You're short on time
You're nervous about the RIBO 1 Exam
English isn't your first language
You'll get 24/7 support, structure and flexibility you need to succeed, even if you've never studied insurance before.
What This Course Provides
No background needed
This course is built for complete beginners; the large industry textbook is condensed to 124 plain-language pages so you can focus on what actually gets tested.
Learn from someone who's done it
Taught by an active licensed broker, with real-world examples drawn from the industry, so the material makes sense before you ever sit the exam.
Study on your terms
Study by video, audio-only, or written notes; whichever fits your schedule and learning style. One-on-one tutor support is available whenever you get stuck.
MORE THAN EXAM PREP
Study it once. Use it on the job.
The course is designed around three things at once: understanding how insurance works, passing the RIBO Level 1 licensing exam, and being prepared to actually do the job.
The content maps to real brokerage work: the products you'll sell, the clients you'll advise, and the regulatory requirements you'll operate under.
You study it once and it carries you through the exam and into employment.
Designations you can pursue after:
RIBO 2RIBO 3CAIB DesignationLLQPRIBO Designation
Aligned to Ontario's official exam blueprint and provincial licensing requirements
What You'll Learn:
Insurance contracts and risk management
Ontario regulations and the RIB Act
Personal and commercial property insurance
Liability, travel, and A&S insurance
Ontario auto insurance and OAP forms
Skills You'll Build:
Coverage types & policy structures
Premium calculation & risk
Client service & needs analysis
Compliance & ethics
Claims & policy administration
Your path from zero to licensed broker
1
Enroll in courseStart same day, no prerequisites
2
Study & practiceNotes, videos, ~1,000 RIBO 1 practice questions
3
Pass the examIf you don't pass on your first attempt, come back and study for free until you do
4
Find an employer/sponsorGet hired by a brokerage and have them sponsor your license with RIBO. PNC Learning offers post-grad support with resume reviews, job placements, and more.
5
Get your licenseApply for your license through RIBO
6
Start workingJob support & mentorship included
Why Students Choose This Course
The RIBO 1 exam prep course that Ontario students trust to remove stress and pass with confidence.
Learn
Study in the format that works for you. Our RIBO 1 Ontario study materials include video lessons, a condensed textbook, audio lectures, and instructor support when you need help.
What's included: ▼
Downloadable RIBO 1 Textbook (updated to 2026 version)▼
This easy-to-use 124pg note package gives you exactly what you need to know to pass your exam with ZERO jargon (a $100 value).
This note package gives you what you need to know without any of the 'legalese.'
Online Lectures with detailed examples▼
Our multi-media lectures include detailed examples to help you understand even the most challenging insurance concepts.
Glossary of Key Terms
Study Anywhere 24/7
Instant Access to all materials
[NEW] Subtitles/CC for accessibility
Review
Practice with mock exams that mirror the real test. Quiz yourself, track your progress, and get tips to study smarter, not longer.
What's included: ▼
Study Tips & practice questions▼
Get study tips, practice questions, and mock exams, ensuring you're fully prepared for the exam.
~1000 Practice Questions & Mock Exams▼
Practice questions and mock exams that will help you succeed on the first try.
Personal Course Tutor (one-on-one help)▼
Don't study alone, get one-on-one help from a licensed instructor by phone or online using our built-in live-chat app.
8 Months Access▼
It should take less than 4 weeks, but because the studying pace varies by person, we give you 8 months.
[NEW] Mobile App Experience
Guaranteed Pass†
We'll guide you through booking your exam and support you every step of the way. If you don't pass, you can study for free until you do.
What's included: ▼
Guaranteed Pass▼
Didn't pass the first time? Come back and study for free until you do.
Career Advice & Ongoing Mentorship▼
Find a job fast through our employment partners.
Eligible for Canada Training Credit▼
50% reimbursement or Tuition Tax Credit (if applicable).
Free Updates▼
You get the latest updates as they're released (applied automatically).
More Student Reviews
5 star rating
Highly Recommended RIBO Course
Katerine Maria Carpio Martinez
Taking the RIBO course with PNC Learning was a great experience. The lessons were straightforward, the examples made complex concepts easier to understand, a...
Taking the RIBO course with PNC Learning was a great experience. The lessons were straightforward, the examples made complex concepts easier to understand, and the practice questions helped me feel confident for the exam. I appreciated how flexible the platform was — perfect for balancing work, family, and studying. Highly recommend for anyone entering the insurance industry or upgrading their credentials.
I just got my unofficial results last week and passed with an 80% on my first attempt. I would say the course gives a great high level overview, but would de...
I just got my unofficial results last week and passed with an 80% on my first attempt. I would say the course gives a great high level overview, but would definetly reccomend using additional resources to maximize studying (practice q's, textbook notes, etc.). Overall, for the price, I was very happy with it.
I have done the course through insurance institute of Canada online was not sucessful my first attempt at my RIBO exam and then found your course. I have not...
I have done the course through insurance institute of Canada online was not sucessful my first attempt at my RIBO exam and then found your course. I have nothing but positive feedback regarding PNC learning I listen to the sessions on my drive in to work and find the course sessions easy to follow. Very pleased in my purchase of this education training, well worth the money.
Struggling with a HUGE and expensive textbook? Our RIBO 1 course teaches complex concepts in simple, jargon-free language to make the insurance process easier to understand.
Dedicated Course Tutor
Stuck on a concept? Don't waste hours searching for answers. Get help from a licensed instructor when you need it.
GUARANTEED PASS†
With an 83% passing rate, PNC offers the longest enrolment period and fastest path to success in the industry. Our course is designed so you can pass your insurance licensing exam in as little as 4 weeks and be ready to apply for your insurance license.
The insurance industry offers stability, strong income potential, and long-term opportunity, especially in property and casualty.
As a licensed insurance broker, you'll help Canadians protect what matters while building a career that pays.
Earn over $104,000* a year in a career that stays steady, even when the economy doesn't.
With PNC Learning as your fast entry pathway into the industry toward professional designations, you can pass the insurance exam in as little as 4 weeks** and start working sooner, with no wasted time, overspending, or confusion.
To enter the industry, you'll need to pass the RIBO Level 1 exam. This course is designed to help you do exactly that.
*Average Canadian salary **Timelines may vary slightly depending on your province's licensing process
Recognized By
*Other organizations such as RIBO, ICM, ICS have accredited our courses but didn't allow us to use their logos. FP Canada accredits some of our courses.
Trusted by Thousands of Students Across Canada
33,663+
STUDENTS
91,473+
ENROLLMENTS
4.8
STARS
83%
PASS RATE
Meet Your Instructor
Jacques Wong
Jacques has worked in education since 2009 and has been in the insurance industry since 2013.
In 2015, he won the Insurance Brokers Association Award for Academic Excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.
He's adapted his own study materials, blended them with his background in education and built a teaching style that simplifies even the most complex topics.
When he's not working as a licensed broker, Jacques shares his knowledge on platforms like Insuranceopedia and speaks at industry events.
Registered Insurance Brokers of Ontario (RIBO) 1 is the entry-level RIBO license. This is the first license you get if you want to become an insurance broker in Ontario.
How hard is the RIBO 1 exam?
The exam is all multiple choice and designed to be manageable by anyone. You certainly don't need a college/university education to pass it! The key will be in how you prepare. PNC Learning's RIBO 1 course teaches you everything you need to know to pass the exam in plain language, we provide you extensive tutor support and offer a pass guarantee to ensure we are with you every step of the way.
How long is the RIBO Level 1 exam?
The RIBO Level 1 exam is 3 hours long and consists of 100 multiple-choice questions. It's administered through IBAO or the Insurance Institute of Ontario, either in-person at a testing centre or online via remote proctoring from home. Most candidates find the time limit manageable with proper preparation.
Is the RIBO 1 exam tough?
The RIBO Level 1 exam is challenging for beginners, but very passable with the right study materials. The difficulty comes less from the questions themselves and more from the volume of content: policies, coverages, and Ontario-specific regulations. Candidates who use plain-language study notes and practice questions closely modelled on the real exam consistently pass on their first attempt. While we don’t track RIBO 1 pass rates directly, our students have an 83% pass rate overall
How much does it cost to get your RIBO license in Ontario?
There are 3 fees involved in getting your RIBO license: Course Fees, Exam Fees, and Application Fees.
Course Fees: $249 with PNC Learning's RIBO 1 course
Exam Fees: $325
RIBO License Application Fees: $220
What is the difference between level 1 and level 2 RIBO?
The main difference between the two is the level of supervision you are subject to. As a Level 1 broker, you must work from the office (WFH has changed that) or otherwise be supervised heavily. A RIBO Level 2 broker is able to work more independently meeting clients in their home, office, etc. to transact insurance business. A Level 2 broker is also able to work as an independent producer owning and building their own book of business they can later sell (usually for 2-2.5x commission revenue.
What is the difference between RIBO license and LLQP license?
The RIBO license is what you get in Ontario if you want to become a general insurance broker. Whereas the LLQP license is what you get if you want to become a life/health insurance broker.
What is the difference between OTL and RIBO license?
The RIBO license is for students that want to become insurance brokers. Insurance brokers are more independent and represent various insurance companies offering their clients the best choice from a wide variety of products and insurers.
How do I get the RIBO license in Ontario?
To get a RIBO license in Ontario, you need to take a RIBO 1 exam prep course, pass the RIBO 1 exam and then apply for a license with RIBO.
How much is a RIBO license?
RIBO stands for Registered Insurance Brokers of Ontario. They are the self-governing regulatory body for general insurance brokers in Ontario.
How long does it take to prepare for the RIBO Level 1 exam?
Everyone is different, but with the PNC Learning RIBO 1 exam prep course, it takes about 60-80 hours of total study time or about 3-4 weeks if you study part-time.
However, you have access to the program for 8 months, so there is plenty of time. If you need support at any time during your studies, you can leverage our AI tutor (for select courses) or reach out to our human tutor team for assistance. Whatever your goals are, we are here to help you succeed.
What is the scope of practice with a RIBO license?
A RIBO license lets you represent multiple insurers and sell general insurance in Ontario. This means you can sell home, auto, tenant, business insurance, and travel insurance.
Basically everything except specialized life and health insurance products.
Is the RIBO Level 1 license mandatory for all insurance brokers in Ontario?Yes. If you want to be an insurance broker in Ontario, you need to hold a RIBO 1 license to start. From there, you can upgrade to a RIBO 2 or even RIBO 3 license.
Yes. If you want to be an insurance broker in Ontario, you need to hold a RIBO 1 license to start. From there, you can upgrade to a RIBO 2 or even RIBO 3 license.
What is the difference between RIBO and other insurance licenses?
Within Ontario, RIBO is differentiated from other licenses like OTL because you can represent multiple insurers as a broker. Outside of Ontario, RIBO is the same as any other insurance broker/agent license. RIBO is different from LLQP in that RIBO allows the sale of general insurance, whereas LLQP is for specialized life and health insurance products.
Can I work part-time or freelance with a RIBO 1 license?
Yes, you can. Many job formats are available for RIBO licensees, including part-time , work-from-home (WFH), or even independent contractor work where you earn commissions and build your own book of business.
Are there any work experience requirements for this license?
There is no work experience requirement to hold a RIBO 1 license. Anyone who passes the exam and meets the licensing criteria (ie. passing a background check) can get this license.
Join over 30K learners and start your career in insurance today
Aligned to Ontario's official exam blueprint and provincial licensing requirements
