Other Than Life (OTL) Exam Prep Course
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PNC Learning's instructor-led online (Other Than Life) OTL exam prep course prepares you for the Other Than Life exam in Ontario.
![]() Struggling with the HUGE and expensive textbook? We teach complex concepts in a simple & jargon-free way |
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An (Other Than Life) OTL license is required if you want to be an Insurance Agent whereas a RIBO license is if you want to become an Insurance Broker.
An Insurance Agent works directly with only 1 insurer representing and selling their products. An Insurance Broker works at a brokerage representing and selling products from multiple insurers.
One isn't necessarily "better" than the other - which course/exam you should take depends on where you want to work and which license the job requires.
Why insurance?
Whether you want to sell home, auto or business insurance, this is a great industry to make a career in - you're helping protect people from financial ruin, it's recession proof and its relatively high paying. Payscale.com says that most insurance brokers in Ontario earn a salary of $48,462/yr.
To become an insurance agent in Ontario, you must first pass the OTL exam.
Who needs this OTL online exam prep course?
This course helps you get licensed even if you have:
With some of the best student reviews in the industry and over 38,000 enrollments, our Ontario OTL course gives you what you need to pass the OTL exam and become an insurance agent.
Earn your license and start your insurance career in less than 3 weeks saving you months of study time and stress.
![]() "The quality of this learning course is unmatched. This course provides everything you need to pass the RIBO test and more. If it wasn't for this course I would not have got the e-mail today saying I am now a verified RIBO member. Not only is this course very user-friendly and easy to use, my mentor, Jack, answered all my questions I had with almost immediate responses even at ridiculous hours. I would highly recommend this course to anyone who is looking to get into the insurance broker industry." -Aaron L (Billyard Insurance Group), Ontario (Course Taken: RIBO 1) |
![]() "The course is set up well and easy to follow and understand. And I'm grateful that you're always available for help if needed. There weren't any surprises, your course covered everything I would have needed to know. You were such a great help over the course and I have you to thank for passing." - Derek L (Course Taken: RIBO 1) |
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16,000+ STUDENTS |
38,000+ ENROLLMENTS |
4.9 STARS |
![]() "I took the OTL [exam prep] course with PNC Learning the material was very friendly and goes very smooth. I passed." - Oscar M, Ontario (Courses Taken: OTL Exam Prep Course) |
![]() "Your course made it very easy to study for me. I did my exam yesterday and passed. I could have gotten higher if studied an extra day." - Yusuf A, Ontario (Courses Taken: OTL Exam Prep Course) |
![]() "I really love what you've done with the course. It really makes it easy for anyone, not just me, to study and learn the material. I plan to build out a network of producers and they will all be reimbursed for your course as long as they pass." - Jay A, Ontario (Courses Taken: RIBO 1 Course) |
![]() "The course is designed well for me to go through as it's online and I can listen to your presentation rather than studying the book which makes me feel sleepy :). My exam went well today, the PNC online course was very much helpful. I could even write case study for 10 marks correct. [UPDATE: I got my exam results today. I got 85%, thank you again on your help.]" - Harika M, Ontario (Courses Taken: RIBO 1 Course) |
All prices listed already include tax. If you're a brokerage owner/manager, contact us for wholesale pricing.
For Alberta residents, see our Alberta Level 1 course.
For Saskatchewan residents, see our Saskatchewan Level 1 course.
For residents of BC or other provinces, see our Fundamentals of Insurance course.
For Ontario residents who want to be Insurance Brokers, see our RIBO 1 course.
Unsure which course is right for you? Click here to see more or contact us for help.
Jacques Wong
Jacques has worked in education since 2009 and has been in the insurance industry since 2013. In 2015, he won an Insurance Brokers Association award for academic excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.
He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.
Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia.
[DEMO] Sample OTL Exam Prep Course Lecture
FREE PREVIEW[DEMO] Sample OTL Exam Prep Course Quiz
FREE PREVIEW[DEMO] Sample OTL Exam Prep Course Notes
FREE PREVIEWHow To Video
Important Information & Resources
FREE PREVIEWHow To Study & Prepare For Your Insurance Exam
FREE PREVIEWOTL Exam Information
FREE PREVIEWOther Than Life Exam Tips
FREE PREVIEWExam Tips
OTL Exam Registration Information
FREE PREVIEWOnline vs In-Person Exams
Knowledge Check-in
Other Than Life Exam Prep Course Notes
Other Than Life Exam Prep Course Notes (中文 / Chinese Version)
Chapter 6A - Additional Personal Property Coverages & Endorsements Notes
Automobile Insurance in Canada Notes
Other Than Life - OTL Practice Exam 1
Additional Practice Questions
Glossary of Key Terms
Textbook/Printed Notes Discount Code
Printed Materials Order Form
[NEW] Chapter 1 - Introduction to Insurance
Chapter 1 Quiz
[NEW] Chapter 2 - Government & Insurance Industry Regulations
Chapter 2 Quiz
Introduction to Insurance & Government Supplement
[NEW] Chapter 3 - Contract Law & Insurance Contracts
Chapter 3 Quiz
[NEW] Chapter 4 - Insurance Process & Participants
Chapter 4 Quiz
[NEW] Chapter 5 - Characteristics of Property Insurance Policies
Chapter 5 Quiz
[NEW] Chapter 6 - Personal Property Insurance (Habitational Forms)
Chapter 6 Quiz
[NEW] Chapter 6A - Additional Personal Property Coverages & Endorsements
Optional Assignment - Make Tables
Homeowners Insurance Comparison Table
[NEW] Chapter 7 - Commercial Property Insurance
Coinsurance Explainer
Chapter 7 Quiz
[NEW] Chapter 7A - Additional Commercial Property Coverages & Endorsements
Bonds Explainer
Midterm Check-up
[NEW] Introduction to Insurance Exam (50 Questions)
[NEW] Personal Property Insurance Exam (50 Questions)
[NEW] Chapter 8 - Basics of Legal Liability
Chapter 8 Quiz Part 1
Chapter 8 Quiz Part 2
[NEW] Chapter 9 - Liability Insurance Policies
Chapter 9 Quiz
[NEW] Chapter 10 - Regulations & Professionalism
Chapter 10 Quiz
Broker Professionalism Supplement
[NEW] Introduction to Automobile Insurance
[NEW] Financial Services Commission of Ontario (FSCO)
[NEW] OAP 1 - Owner's Form
[NEW] Endorsements
[NEW] The Facility Association
[NEW] OAP 2 - Driver's Policy
[NEW] OAP 4 - Garage Automobile Policy
[NEW] Standard Policy Forms (SPF)
Chapter 13 Quiz
Statutory Conditions & Endorsements
[NEW] Automobile Insurance Policies
Chapter 12 - Automobile Insurance (Provincial Variations: BC, AB, ON, MB, NB, NS, PE, NL, YT, NT, NU)
Chapter 12 Quiz
Final Check-up
[NEW] Liability Insurance Exam (60 Questions)
[NEW] Automobile Insurance Exam (57 Questions)
[NEW] Computer Generated Final Exam (100/310 Questions)
Ending Remarks
Employment Assistance & Software Training
Exam Registration Information
FREE PREVIEWVideo Lecture Feedback
NOTICE
Chapter 1 Audio Lecture
Chapter 2 Audio Lecture
Chapter 3 Audio Lecture
Chapter 4 Audio Lecture
Chapter 5 Audio Lecture
Chapter 6 Audio Lecture
Chapter 6A Audio Lecture
Chapter 7 Audio Lecture
Chapter 7A Audio Lecture
Chapter 8 Audio Lecture
Chapter 9 Audio Lecture
Chapter 10 Audio Lecture
Chapter 11 Introduction to Automobile Insurance Audio Lecture
Chapter 11 FSCO Audio Lecture
Chapter 11 OAP 1 Audio Lecture
Chapter 11 Endorsements Audio Lecture
Chapter 11 FA Audio Lecture
Chapter 11 OAP2 Audio Lecture
Chapter 11 OAP4 Audio Lecture
Chapter 11 SPF Audio Lecture